This 1 Bed house to rent is located in the Thornhill area of Cardiff and have recently undergone a full refurbishment including, new gas central heating boiler, kitchen and bathroom (photos to come).
This 1 bed house to rent in Cardiff consists of a separate modern kitchen including new induction hob and electric oven, bathroom, bedroom and living room that opens onto a the garden with a paved seating area.
This 1 bed house to rent in Cardiff is situated in a quiet close in Thornhill boasts off street parking with its own driveway.
Bedding and accessories show in the advertised photos are not included in the listed rental price. Theses items can be purchased separately, or an additional surcharge can added to the advertised monthly rent
To arrange a viewing please complete the contact form below to receive a call from one of our team.
DSS studio to rent in Cardiff. Two recently renovated studios located on North Road, Cardiff.
These DSS studios to rent in Cardiff have received a complete makeover including rewire, heating, newly fitted ensuite (own shower, WC & Basin), Kitchenette and carpets.
The communal areas of these DSS Studios to Rent in Cardiff are well maintained and have also benefited from new carpets and have been freshly decorated throughout.
The newly refurbished DSS studios to rent in Cardiff have been fitted with brand new kitchenettes (there is also access to a large communal kitchen) and ensuite shower rooms offering self contained living.
The DSS studios to rent in Cardiff are located on North Road a couple of doors from the bus stop making Cardiff City Centre easily accessible via public transport. Theses studios are also located a short walk from Tesco Extra, shops, bars, restaurants and takeaways on Whitchurch Road and a stone throw away from the Weatherspoon’s Aunerin Bevan.
Yes, we know “DSS” is an outdated term in respect to the benefits system, but it’s still a term that is heavily used by both Cardiff landlords, letting agents and tenants when discussing Housing Benefit and Universal Credit.
So why do we believe as a Cardiff landlord and letting agent its important to say “Yes” to tenants in receipt of benefits. Well for one landlords and Cardiff letting agents should not be proactively discriminating against prospective tenants in receipt of benefits and secondly, COVID-19 is having a huge impact on the economy and people are losing their jobs!
Let’s Look at the latest Unemployment Numbers
The UK’s unemployment rate rose to 4.8% in the three months to September
Redundancies rose to a record high of 314,000
The number of people out of work rose by 243,000 in the three-month period, the largest increase since May 2009.
Unemployment rate for 16 to 24-year-olds is 14.6%
It is estimated there are about 2.5 million people on furlough
Redundancies are at record levels with 314,00 people made redundant in the 3 months up to September 2020
Unemployment in Wales for July to September leapt to 4.6%
Wales saw the largest quarterly rise in the jobless rate out of any of the UK’s nations or regions.
Wales has also seen the largest drop in the rate of people in employment – down 2.5 percentage points from 74.6% to 72.1%
COVID-19 is creating a worry trend in regards to unemployment across the UK, therefore now more than ever we believe it’s important to understand the Universal Credit system as chances are your tenants may need to rely on it over the coming months
We have been renting to tenants in receipt of some kind of benefit for the last 12 years as a private landlord and Cardiff letting agent whether it be as a vanilla buy to let or our preferred option of Houses of Multiple Occupancy (HMO).
The Positives of Renting to Tenants in Receipt of Benefits
Over these 12 years and countless tenancies we have gained extensive knowledge of the Housing Benefit and of late the Universal Credit systems. We have read numerous books and government circulars on the subject and studied case law to ensure we understand both systems, their similarities, and differences.
Due to the knowledge we have gained over the last 12 years we have found renting to tenants in receipt of Housing Benefit and the Housing Element of Universal credit has many FINANCIAL BENEFITS for LANDLORDS including:
Your rent is GUARANTEED by the UK Government
Tenants on benefits do not get furloughed so do not ask for a rent reduction
Tenants on benefit have seen their income increase during the COVID-10 pandemic
Can often receive higher monthly rent than renting to working tenants
How Can We Help?
We can provide the following for Cardiff landlords:
Ensure Cardiff landlords are paid the Housing Element of UC direct from day one of a new tenancy
If there are rent arrears with an existing tenancy quickly ensure rent is paid direct to landlord and start to recover arrears direct from existing tenants Universal Credit
Carry out a rent review to ascertain if there in an option for an actual rent increase
For HMOs the potential rent increase could be almost £50/week per tenant
These are just some of the things we can do for Cardiff landlord that employ our fully managed property services. If you would like to receive a no obligation chat with one of our team, please complete the contact form below
Since the introduction of the Renting Homes (Fees Etc.) (Wales) Act 2019 on 1st September 2019 what can and can’t a Cardiff landlord or a letting agent charge a tenant?
The guidance clearly states that a Cardiff landlord or a letting agent can charge a tenant entering an Assured Shorthold Tenancy the following Permitted Payments:
Payments in default
Payments in respect of council tax
Payments in respect of utilities
Payments in respect of a television licence
Payments in respect of communication services
Payment for ending a tenancy agreement early
Payments for change of sharer
Payments for amendment to a tenancy agreement
Anything which is not permitted is prohibited and banned by the Act.
The Act classes the following as Prohibited Payments:
check-out (or ‘exit’) fees
However, the Act does permit Cardiff landlords and letting agents to charge tenants for Payments in Default, so what is a Payment in Default?
A Payment in Default is a payment required by the landlord or letting agent arising from a breach of the tenancy agreement by the tenant, whether late payment of rent by its due date or some other breach. These are occasions where it would be unfair for the Cardiff landlord or letting agent to be responsible for meeting the cost to them because of the actions of the tenant.
Some examples of types of Default Payments include:
Avoidable or purposeful damage to property
Emergency/out of hours call-out fees
A Payment in Default can only be charged if there is a specific term in the tenancy agreement allowing for such a payment. If a Cardiff landlord or letting agent try to charge a payment in default which was not set out in the tenancy agreement, then that payment is prohibited.
The Renting Homes (Fees Etc.) (Wales) Act 2019 also advices that Welsh Ministers may make regulations to prescribe a list of payments in default which would be permitted payments under the Act, as well as a limit on what is permitted.
So Yes, a Tenant Fee ban was introduced on the 1st September 2019 by the introduction of the Renting Homes (Fees Etc.) (Wales) Act 2019, but with a well drafted AST there are circumstances when a Cardiff landlord or letting agent is within their rights to request a payment for breach of the tenancy agreement by the tenant.
If you are looking for a Cardiff Letting Agent to manage your vanilla buy-to let or HMO property that is up to date on latest legislative changes in Cardiff and across Wales, then why not complete our contact form to receive a a no obligation call from one of our team:
3.Does the landlord have planning permission to operate a House of Multiple Occupation (HMO) in Cardiff? Since February 2016 its been a legal requirement for a newly created HMO to have planning permission in place. A HMO is a house in multiple occupation rented out by at least 3 people who are not from 1 ‘household’ (for example a family) but share facilities like the bathroom and kitchen.
4.Do I have to pay a Letting Fee? Letting fees were banned in Wales from 1st September 2019 however a landlord or their agent can charge a “holding deposit”. A holding deposit can be any amount up to a maximum of the equivalent of one weeks’ rent. The “holding deposit” must be offset against rent or security deposit, if both parties agree to enter into a tenancy, then the deposit must be repaid to the tenant within seven calendar days of that agreement. More information about the tenant fee ban can be found here https://gov.wales/sites/default/files/publications/2019-08/letting-fees-guidance-for-landlords-and-letting-agents.pdf
5.Do I have to pay a security deposit or bond? Many landlords and Cardiff Letting Agents require tenants to pay security or “tenancy” deposit. This is maybe equivalent to one months rent but is not limited to it. If you are required to pay a security deposit or bond it must be deposited in a government-backed tenancy deposit scheme (TDP) within 30 days of payment and proof of deposit supplied by the landlord or the letting agent.
You can view a sample of our legally compliant rooms to rent in Cardiff by clicking on the following links:
According to the mortgage lender Paragon’s latest report titled ‘The Growth of Later Life Tenants’ retiree renters and those in upper-middle age category are the fastest growing tenant groups in the private rented sector (PRS)
Paragon’s lates report showed that the number of English households in the 55-64 year old age category in the PRS with an Assured Tenancy has risen by 118% since the turn of the last decade, with those aged over 65 growing 93%. This rate of growth is nearly double the rate of the next fastest growing segment of 35-44-year-olds.
Richard Rowntree, Paragon Bank Managing Director of Mortgages, said: “There are a number of factors that may have contributed to the increase in over 55s in the PRS over the past 10 years, such as rising divorce amongst older people, poorer pension returns and men living longer.
“With the number of over 55s forecast to rise from 30% of the population to 36% by 2043 and new household formation predicted to be driven by older, single person households, the PRS will have an increasingly important role to play in providing a home for older tenants.”
Cardiff Landlords, the numbers do not lie, take a look at the overwhelming evidence that has seen a dramatic increase in the number of tenants over 55 years of age looking to access the private rented sector
The Paragon report is based on the English Private Rented Sector (PRS) but Cardiff landlord should take head to the report’s findings and begin to look at how they can cater for this growing sector of the market.
If you would like to work with a proactive Cardiff HMO Letting Agent who are up to date with the latest market trends and housing legislation then please complete our contact form below to arrange a call from one of our team.