Choosing a place to live is one of the most important
decisions you have to make. This
decision will have a fundamental impact on your general well being and will
influence your work and studies, therefore its important you get it right!
The housing landscape has changed dramatically in the United
Kingdom with new laws and legislation, with Wales leading the way on housing
policy in with the introduction of Rent Smart Wales.
If you are new to Cardiff and searching for a house share its
important to check the potential landlord and their agent are:
A Registered Landlord: Any landlord who has a
rental property in Wales which is rented on an assured, assured shorthold or
regulated tenancy is required to register.
They are a Licensed Landlord or use a Licensed
agent: Landlords who are not involved in setting up tenancies and managing
their rental properties do not need a licence; however, they must use a local
licensed agent and register as a landlord declaring their agent on the
registration. Landlords who do undertake
letting and management tasks at their rental properties in Wales are required
to apply for a licence
When viewing a potential Cardiff house share the self
managing landlord or agent should show you a their Rent Smart Wales ID card.
Is the Property a
When choosing a house share in Cardiff you will also need to
consider if the property is a House of Multiple Occupancy, often referred to as
an HMO. A house in multiple occupation
(HMO) is a property rented out by at least 3 people who are not from 1
‘household’ (for example a family) but share facilities like the bathroom and
If the property is an HMO it may need planning permission and
require additional licensing as well as having to comply to more stringent fire
safety and space and amenity regulations.
You can find out more about HMOs from Cardiff Council Here
If your Cardiff house share is made up of 3 or more
unrelated people, it will require more stringent property management, and this
includes a notice board which is displayed in a prominent position in the
property. The notice board should
contain the following information:
HMO license if required
HMO Managers contact details
A valid Gas Safety Certificate (renewed annually)
Electrical Certificate (Renewed at least every 5
If your potential landlord or property manager isn’t
fulfilling the minimum legal requirements where else are they cutting corners
and compromising on house mate’s safety and security? Therefore, we believe it is important to
bring the often-overlooked aspects of housing to the forefront of people’s
minds when searching for their next Cardiff house share.
Government have announced they plan to press ahead with changes to mandatory HMO licensing, properties with 5 or more occupants forming 2 or more households regardless of the properties layout (no longer 3 or more storeys) will require licensing.
In this latest announcement Government has also confirmed minimum bedroom sizes for Houses of Multiple Occupation (HMO):
Rooms used for sleeping by 1 adult will have to be no smaller than 6.51 square metres, and those slept in by 2 adults will have to be no smaller than 10.22 square metres. Rooms slept in by children of 10 years and younger will have to be no smaller than 4.64 square metres.
High Yield Property Management Limited is a Cardiff letting agent and specialist HMO property management company that offers bespoke property management solutions that look to maximise landlord yields.
To discuss our Cardiff HMO property management service please complete our online contact form below:
Are you a landlord in Cardiff with a student property?
Is the trend for purpose built student accommodation in Cardiff impacting on your business?
Is your Cardiff property left empty at the beginning of the academic year?
If the answer is
then we can defiantly provide solutions to your problems
There is always more than one way to “skin a cat” and as experienced landlords and property investors we can provide a number of solutions to get your Cardiff student property, let and generating a positive cash flow.
If you are looking for solutions to your Cardiff student property problems please complete the contact form below to receive a call from one of our experienced property investors and management team.
Pontcanna & Canton Borders Professional House Share Available now!
2 large well presented double rooms located on the Pontcanna/Canton border. Superbly located for the bars, restaurants and cafe of both Pontcanna and Canton and you can enjoy a leisurely summer walk to work in Cardiff city centre.
Photos of the property and room will be available from early next week, but these rooms will not hang around long, due to their great location.
The Cardiff house share is in great danger due to a number to changes to taxation and legislation to the Private Rented Sector (PRS) across the UK in 2016 with Wales leading the way with the roll out of Rent Smart Wales www.rentsmart.gov.wales a national landlord and letting agent register which came into force on 23rd November 2016.
As well as the introduction of Rent Smart Wales the Welsh Assembly Government have also introduced further legislation around the creation of Houses in Multiple Occupation (HMO) or more commonly known as house shares. Prior to 25th February 2016 in Wales the C3 planning use classification applied to all dwelling houses up to and including six tenants but on the 25th February 2016 Wales introduced a C4 planning use classification of HMO: “tenanted living occupation by 3 to 6 people, who are not related and who share one or more basic amenities, as their only or main residence.”
Why is C4 HMO Use Class Such a Problem?
In England, it’s not. It has long been accepted that permitted development rights ensured a property owner would automatically have planning permission granted by the General Development Order where an existing single family dwelling (C3) is used as a small HMO (within class C4) or vice versa. However, all properties in Wales with 3 to 6 (unrelated) tenants now require a change of use application to be made, at the recently increased planning fee of £380 and there is NO GUARANTEE OF APPROVAL for your house share in Cardiff or else where is Wales.
Cardiff Council’s Approach to House of Multiple Occupation (HMO)
From a landlord and property investor perspective it looks as if Cardiff Council is going all out to stop the creation of additional house shares within the city. Cardiff Council is to try to control the total concentration of house shares in each area by denying landlords in those areas planning permission to move between HMO classes if the concentration for that area has already been met, and the property falls within 50m radius of the designated area. The threshold for the ward’s of Cathays and Plasnewyedd is 20 percent and in all other wards 10 percent.
So as can been seen from housing legislation that has been introduced by the UK Government , Welsh Assembly Government and Cardiff Council there is going to be a decrease in the overall number of Houses of Multiple Occupation (HMO) being created in Cardiff even though the number of people looking to house share in Cardiff is ever increasing as they search for high quality affordable accommodation.
The Department for Communities and Local Government and Housing Minster, Brandon Lewis MP have played another “blinder” and hammered home yet another nail in the coffin for the Private Rented Sector (PRS) in the form of “Pay to Stay”.
Housing Minister, Brandon Lewis, said:
“It’s not fair that other hard-working people are subsidising the lifestyles of higher-earners to the tune of £3,500 per year, when the money could be used to build more affordable homes.”
“’Pay to stay’ will ensure that those tenants on higher incomes who are living in social housing have a rent that reflects their ability to pay, while those who genuinely need support continue to receive it.”
Here is the link to The Department for Communities and Local Government press release:
So why is the “Pay to Stay” bad for Private Rented Sector?
Housing Associations can now charge full market rent to tenants who have a household income in excess of £30,000 per annum, the very same tenants the Private Rented Sector (PRS) is looking to attract, but which is more appealing to a tenant a private landlord or a Housing Association?
My guess would be a Housing Association is the more attractive option for a host of reasons but the most obvious being:
Tenants will be able to buy their Housing Association property after just 3 years with a 35% discount if it’s house and a 50% discount on a flat
So for professional working tenants currently renting from a PRS landlord making the switch to a Housing Association landlord makes sound financial sense.
Next question where are all the low income and tenants in receipt of benefits going to be housed?